A durable power of attorney lets you name someone to manage your financial affairs if you are unable to do so. A medical power of attorney allows your representative to make sure your wishes are followed with regard to medical care and procedures. Many folks do not realize the importance of these documents until they find themselves in a hospital or nursing home situation. At that point it becomes much more difficult to complete the paperwork since it requires a notary public and two witnesses, neither of which can be a relative or an employee of the facility. If you suffer a cognitive decline then it becomes much more complicated and involves court proceedings. Planning ahead is the name of the game here. for further information go to www.disinherit-irs.com.